Rule #1 Investing

Privacy Policy

Terms of Use, Privacy, and GDPR Compliance

The General Data Protection Regulation (GDPR) became effective on May 25, 2018. Rule #1 Investing updated its privacy policy to provide transparency regarding personal data collection, usage, and user controls. By using the Rule #1 Investing website and affiliated pages, you accept the practices described in this Privacy Policy.

Rule #1 Investing values user trust and handles personal data carefully and sensibly. Protection of personal data and GDPR compliance are important concerns. The company processes personal data in compliance with applicable legal data protection provisions.

Rule #1 Investing Privacy Notice

Rule #1 Investing recognizes that users care about information usage and sharing. By visiting Rule #1 Investing, you accept the practices described in this Privacy Notice.

Contact Information:

This Privacy Policy applies to www.ruleoneinvesting.com and all related Rule #1 Investing sites.

Important Notice: By using this site and its services, you expressly agree to this policy and accept the terms of this agreement, including use of any personal information you supply or that is collected about you as detailed in this Privacy Policy. If you do not expressly agree with all terms, you should not use this site or its services.

How We Collect Member, Visitor, or User Information

The company collects information in two categories:

  1. Passive Information: Information collected as you navigate the site
  2. Active Information: Personal information you voluntarily supply

Passive Information Collection

"Passive" information includes details collected without active user input. This may encompass:

  • Internet Protocol (IP) address
  • Domain name from which you access the Internet
  • IP address of the website from which you linked to the site
  • Browser data
  • Email address data
  • Date and time of site access

When visitors request web pages, click banners, or use site functions, the company may automatically collect information including the access IP address, requested pages or links, user preferences, and cookie information.

Active Information Collection

The company may request personal information. Providing this is completely optional. "Optional Information" may include:

  • Name
  • Username
  • Email address
  • Physical address or zip code
  • Telephone number
  • Gender
  • Marital status
  • Occupation
  • Education
  • Special interests or affiliations

Additional "Optional Information" such as credit card number, expiration date, security code, and billing address may be requested for special promotions, offers, or billing and shipping information. The company may use this information to verify identity and protect against fraud.

When subscribers send personal communications to the site, company employees, agents, or representatives, the company may collect and use all information and data regarding that communication, including the originating IP address. Once you submit personal information, the company may collect and store information about your site activities.

Cookies

What are Cookies?

Cookies are small bits of data or code used to track and identify people and their devices visiting www.ruleoneinvesting.com. They also remember your preferences and education history.

Why We Use Cookies

Cookies offer content relevant to you. For example, if you expressed interest in a June workshop through a form, the company shows related content and sends workshop information. If you downloaded a retirement savings guide, you may receive other education about retirement savings and investing. If you took a webinar, you may see information about the 3-Day workshop. Cookies track your educational journey and inform what content to offer.

The Importance of Cookies

Cookies are vital to operating the website, newsletter, and online education offerings. Without them, the company couldn't properly track your experience or make improvements.

Kinds of Cookies We Use

Analytics Cookies & Tracking

These cookies track website usage and help improve how it works. They show what content interests users by revealing how many people read it and how many leave without reading. They also identify technical issues. Analytics data ensures users access content easily without frustration.

Advertising Cookies

Advertising or tracking cookies collect information about how you interact with the site and pages you've visited, allowing the company to remind you of previously interested content and events through online advertising. Using cookies, the company sometimes runs paid advertising campaigns based on your website history. This is called "online behavioural advertising" (OBA).

For example, if you applied for and were approved for a workshop scholarship, you might later see a company advertisement on Yahoo News reminding you to confirm your workshop reservation. This helps manage workshops effectively by ensuring interested people actually attend.

The company uses Google DoubleClick and other Google services for advertising in its advertising networks.

Tracking URLs or UTMs

The company creates unique tracking links to count clicks on page and email content.

Web Beacons

Web beacons count website visitors. This technology shows content success and whether email or messaging reached you successfully. They track and verify clicks in emails. By measuring clicks, the company distinguishes what content engages users best and modifies messaging accordingly.

Flash Cookies

Adobe Flash Player requires Adobe Flash cookies. They help remember your settings and preferences.

Social Media Cookies

These cookies integrate social media functions into the Site and may also be used for advertising.

Managing Cookies

Most modern browsers accept cookies by default, but you can change settings to notify you when cookies are set or updated, or to block them entirely. Consult your browser's "Help" section.

Controlling OBA Cookies

The "Your Online Choices" website (youronlinechoices.com) provides information about controlling cookies. It offers ways to opt out of behavioural advertising from networks represented by the European Interactive Digital Advertising Alliance.

Controlling Flash Cookies

Manage Flash technology use through Flash management tools at Adobe's website.

Controlling Web Beacons

You can prevent web beacons from tracking activity, although you cannot decline them in emails. For cookie management information, visit allaboutcookies.org.

Important Note: Blocking cookies may prevent access to certain features, content, or personalization available on websites or apps.

Internet Cookies Details

Internet cookies are alphanumeric identifiers that transfer to your computer's hard drive through your Web browser, enabling recognition and providing personalized features and marketing. Cookies authenticate, track, and maintain information about users, such as site preferences or shopping cart contents. Most browsers allow enabling or disabling cookies. You may disable them, but this may make portions of the Site unusable.

Cookies are simple pieces of data unable to perform operations independently. They are neither spyware nor viruses, despite detection by some anti-spyware products. The Site uses cookies to make browsing more efficient and convenient. The system uses cookies to remember web preferences and track and target user interests, preferences, and desires to present appropriate messages, offers, and communications, generally enhancing the user experience.

Any information about Site visitors, members, subscribers, or users collected through cookies or similar means may be included in the company's database and used consistently with this Privacy Policy.

The company uses remarketing pixels from Google, Facebook, Twitter, and other sites for customized, targeted follow-up advertising. Third-party vendors show company ads across the Internet using cookies based on past website visits. Anyone can opt out of Google's cookie use at Google's Ads Settings. Anyone can opt out of third-party vendor cookies at the Network Advertising Initiative opt-out page.

You May Encounter Third Parties on Our Site

Third parties such as affiliates and advertisers use cookies on or in association with the Site. The company often has no access or control over these cookies. The company may also allow third-party service providers to deliver special offers or services to Site users. Users are urged to consult the privacy policies of any third party encountered on this Site.

Clear GIFs ("Web Beacons")

Clear GIFs, also known as "web beacons" or "single-pixel GIFs," are very small images (typically 1 x 1 pixel) that help websites understand customers better. While any file type can operate as a web beacon, clear GIFs are most popular because their small file size prevents website interference. Clear GIFs function like cookies, tracking and measuring online actions taken by website users.

Unlike cookies, clear GIFs are not stored on a user's hard drive. They are embedded into graphics, text, or other web page components. Web pages contain codes telling computers what to do when opened. Beyond visible text and graphics, pages contain instructions or "tags" asking the website's server to send further content (such as frequently changing images or text).

Web beacons are retrieved like text and graphics on websites or in emails. Calling material from another server allows event counting. When users' browsers request Site information, the company may use GIFs to gather "passive" information such as:

  • Your computer's IP address
  • The time material was viewed
  • The browser type that retrieved the image
  • Prior cookie existence from the Site

This information could also be gathered through cookies. Web beacons provide no "extra" information. They simply conveniently gather statistics and manage cookies. Third parties may use clear GIFs to monitor Site activity. Turning off browser cookies prevents web beacons from tracking specific activity, but web beacons may still record anonymous visits from your IP address.

How We Use and Share Data and Personal Information

The company uses collected information for various functions. Beyond the previously described uses, the company uses information to:

  • Measure visitor numbers
  • Measure and track traffic generation and sources
  • Track affiliate program success and individual affiliates (shared with whom)
  • Track receipt and success of newsletters, promotional programs, special offers, and advertisements
  • Provide accurate performance statistics to marketing partners, affiliates, licensees, purchasers, and successors in interest

The company also uses cookies, Data, and Optional Information to track customer preferences and adapt products and services accordingly.

Regarding Personal Information: Any personal information you supply remains your personal property. However, by submitting information to the Website, you grant Rule #1 Investing and any third-party affiliates or subsidiaries the right to use that information for marketing purposes and agree to receive email marketing. The company may maintain separate email lists for different purposes. To end subscription to a particular list, follow unsubscribe instructions in every email correspondence. Unsubscribing from one list does not automatically unsubscribe from all lists.

The company only sends email marketing to individuals who have agreed to receive it, whether by visiting this Website or through third-party websites.

Circumstances for Disclosure

Though the company strives to preserve user privacy, it may be required to disclose personal information in instances such as:

  1. When required by law with good faith belief that such action is necessary to comply with judicial proceedings, court orders, or subpoenas
  2. If Rule #1 Investing is sold or acquired
  3. If the company believes the Website is being or has been used in violation of its terms and conditions or to commit unlawful acts

Users hereby consent to disclosure of any record or communication to any third party when Rule #1 Investing, in its sole discretion, determines disclosure appropriate, including sharing email addresses with third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended.

Information Sharing with Third Parties

Past customers have requested introductions to other programs and offers Rule #1 Investing endorses and believes would benefit them. Therefore, Rule #1 Investing may occasionally share, license, or sell your information to third parties for various marketing purposes, including but not limited to:

  • Email marketing
  • Telemarketing
  • Text messaging
  • Direct mail

How We Protect Your Information

To prevent unauthorized access, maintain data accuracy, and ensure appropriate information use, the company has implemented physical, electronic, and managerial procedures to protect collected information. The company continues taking reasonable steps to provide effective data protection. However, no security technology provides invulnerability to information compromise. Therefore, Rule #1 Investing cannot and does not guarantee security of information transmitted to the company or to any affiliated third party.

Users should protect against unauthorized access to passwords and computers. Sign off when finished using shared computers.

Security

The company protects information transmission security using Secure Sockets Layer (SSL) software, which encrypts user input information.

The company reveals only the last five credit card digits when confirming orders. Of course, the entire credit card number is transmitted to the appropriate credit card company during order processing.

Choice/Opt-Out

Newsletter subscribers always have the option to stop receiving newsletters. Each newsletter's bottom contains an opt-out option. Simply click "Please click here to unsubscribe."

Correct/Update

Customers can correct, access, and update personally identifiable information obtained through the site using various mechanisms including online, email, telephone, and postal mail. This assures collected information is accurate and current. Correct, access, and update personal information by emailing support@ruleoneinvesting.com.

Conditions of Use, Notices, and Revisions

If you visit Rule #1 Investing, your visit and any privacy dispute are subject to this Notice and the Conditions of Use, including limitations on damages, arbitration of disputes, and California law application. As business constantly changes, this Notice and Conditions of Use will also change. Use of collected information is subject to the Privacy Notice effective at the time of use.

Updates and Revisions to This Policy

The Site reserves the right, in its sole and absolute discretion, to revise, amend, modify, or revoke this Privacy Policy at any time and in any manner. Changes to this Privacy Policy become effective upon posting any revision on the Site.

Contact Information

If users have questions or suggestions regarding the privacy policy, contact:

Rule #1 Investing