Retirement Calculator
Determine your future annual cash needs, required annual savings, and total savings goals for a secure retirement.
Your Current Situation
Retirement Goals
In today's dollars
Investment Returns
Rule #1 investors target 15%+
More conservative in retirement
Years to Retirement
30
Future Annual Need
$0
Total Nest Egg Needed
$0
Monthly Savings Needed
$0
Savings Projection
Planning for Financial Freedom
This calculator helps you understand how much you need to save for retirement and the impact of different investment returns. As a Rule #1 investor, you have the potential to earn significantly higher returns than traditional investors—which can dramatically reduce the amount you need to save.
The Rule #1 Advantage
Traditional financial advisors assume 7-8% returns. Rule #1 investors who master the strategy can achieve 15% or more—potentially cutting your required savings in half or retiring years earlier.
Key Assumptions
- • Inflation: Your purchasing power decreases over time. We adjust your income needs for inflation.
- • 4% Rule: Traditional retirement planning suggests withdrawing 4% of your nest egg annually.
- • Compounding: The earlier you start, the more your money works for you through compound growth.
Tips for Faster Financial Freedom
- Learn to invest like Warren Buffett to earn higher returns
- Start investing as early as possible—time is your greatest asset
- Reinvest dividends and gains to maximize compounding
- Avoid high fees that eat into your returns
- Stay consistent with regular contributions
Accelerate Your Path to Retirement
Learn to earn 15%+ returns and retire sooner with Phil Town's free investing workshop.
Join Free Workshop